• Working hard for your pension pot
  • Anytime access to your personal portfolio
  • As a family business, we know family matters
  • Bringing the benefit of our experience and wholemarket advice to everyone
  • Taxes, problems, or peace of mind: what will your family inherit?
  • Investing today for rewarding tomorrows
  • Our family business is your family's financial future


Investments, retirement, pensions and inheritance are a bit like growing older: something you’d rather ignore than embrace. That’s where Plan It and Prosper can help.

Plan It and Prosper is an Independent Financial Advisory firm with more than 100 years of combined experience.  
Our business foundations are family based and this is also reflected in many of our clients – families. Often we are seen as the family advisor, looking after your interests from one generation to the next.

We offer the following specialist independent advice to families, individuals and businesses:

  • Pensions
  • Savings & Investments
  • Protection
  • Retirement planning
  • Inheritance Tax planning

We also offer all clients a free will writing service.

Based in Bonnyrigg, Midlothian, we are very much a local business, with an active involvement in the local community.  However, our clients cover the width and breadth of Scotland. If you can’t get to us, we are more than happy to come to you.

Will writing and some forms of tax planning are not regulated by the Financial Services Authority

Investments - your portfolio in safe hands

Pensions - planning for your future security